02 Sep VA Loans & Veterans- All You Need to Know 9/2/2025 (2 CORE- Josh Emfield) VA Loans & Veterans- All You Need to Know 9/2/2025 (2 CORE- Josh Emfield) Tuesday, September 2, 2025 (1:00 PM to 3:00 PM) 2 Education Credits Salt Lake Board of Realtors- Education Center, Sandy, Utah Details You're Registered! DescriptionLocationInstructorsCancellation Policy This course is certified for 2 CORE CE hours. To receive credit, you cannot miss more than 12 minutes. Attention, Real Estate Pros! Lock and load your knowledge with this high-impact course designed to equip you with the ultimate arsenal for working with veterans and active-duty service members. Whether you're navigating the battlefield of VA eligibility, mastering the powerful benefits of VA loans, or decoding entitlements, this course leaves no stone unturned. Well deploy intel on: -Eligibility: Uncover who qualifies and why. -VA Loan Benefits: Command a deeper understanding of zero-down perks and more. -Entitlement: Maximize what veterans can borrow without breaking ranks. -Foreclosures: Learn strategies for when the mission goes sideways. -Loan Options & Funding Fee: Understand unique funding structures and fees. -Appropriate VA Addendum: Ensure your paperwork is mission-ready. -Concessions, Appraisal & Assumptions: Negotiate like a five-star general. Prepare to engage with expert strategies, real-world scenarios, and actionable insights. This isnt just a class its a mission to serve those whove served. Victory starts here! Salt Lake Board of Realtors- Education Center Salt Lake Board of Realtors- Education Center230 W. Towne Ridge Parkway Ste.100Sandy, UT 84070 Map & Directions Joshua Emfield Josh Emfield is a decorated Army and Air Force veteran with 14 years of distinguished service as an interrogator, crypto linguist, and Portuguese interpreter. With his Top Secret Security Clearance and deep expertise in military operations, Josh has become a trusted authority on serving the unique needs of veterans in the real estate world.Josh is a Certified Military Relocation Professional (MRP) and Certified Military Resiliency Trainer, blending his firsthand military experience with advanced training to educate real estate professionals on helping service members and their families navigate the complexities of buying and selling homes.His background includes six years as the Military Legislative Director in the U.S. House of Representatives, where he gained invaluable insight into military benefits, policies, and housing challenges for veterans. A top-producing real estate agent recognized for his success year after year, Josh has also completed multiple VA loan assumptions, giving him a unique, hands-on perspective on leveraging VA loan benefits effectively.Josh is passionate about empowering veterans, serving as a board member for Warrior Rising, a nonprofit that supports veteran entrepreneurs. His vast experience and unwavering dedication to the military community make him a sought-after instructor who combines real-world expertise with actionable insights.In this course, Josh will draw on his unmatched blend of military and real estate experience to teach agents how to better serve veteran clients, master the intricacies of VA loans, and honor the service of those who have sacrificed for our country. This course is certified for 2 CORE CE hours. To receive credit, you cannot miss more than 12 minutes.EDUCATION POLICY: The Salt Lake Board is a CE provider and must comply with strict regulations set forth and enforced by the Utah Division of Real Estate. Per Division rules, all licensees must be in attendance for at least 90% of a course (54 minutes out of 60). To receive CE Credit you may miss the following amount of time: 6 minutes of a 1-hour course, 12 minutes of a 2-hour course and 18 minutes of a 3-hour+ course. These time limits apply even in the event of heavy traffic, severe weather conditions and the like. We monitor attendance from check-in, through all class breaks, and up until check out. Licensees who miss more than 10% of any CE course OR who fail to check in and/or check out will not be eligible to receive CE credit. Course Cancellation requires 24 hours/1 full business day notice. Designation Courses require 48 hours/2 business days' notice. Class cancellations received after these deadlines will not be eligible for refunds or credits. Courses that do not exceed the cost of $25.00 will not be eligible for refunds. If a course cannot be attended and the Board is notified within the sufficient amount of time, the cost of the course may be used as credit towards another course offered at the Board. Courses that exceed $25.00 may be issued refunds, if cancellation is given within the sufficient time period. We regret to inform licensees who are not eligible for CE credit that they will not receive a refund nor will they be able to transfer their payment to another class because of the contract we have set up with our instructors.DISCLAIMER: The opinions and viewpoints expressed by the faculty presenters do not necessarily reflect those of the Salt Lake Board of Realtors®. All materials provided by faculty presenters were prepared and/or assembled by the faculty presenters who are solely responsible for their correctness and appropriateness.