The Drive to 850- Maximizing Your Purchasing Power

26 Apr

The Drive to 850- Maximizing Your Purchasing Power 4/26/2024 (3 CE- Al Bingham)

The Drive to 850- Maximizing Your Purchasing Power 4/26/2024 (3 CE- Al Bingham)

Friday, April 26, 2024 (9:00 AM to 12:00 PM)
3 CE Hours
Salt Lake Board of Realtors- Education Center, Sandy, Utah CE, Credit, FICO

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This course is certified for 3 Elective CE hours. To receive credit, you cannot miss more than 18 minutes.

The Drive to 850 provides many unknown strategies that can create new possibilities for you to find more home buyers. This presentation utilizes outstanding new stories and detailed graphs to give you an inside look into the credit system and the FICO credit score. With rising home prices, potential home buyers are looking for ways to be mortgage qualified and to improve their purchasing power. Many of these potential home buyers can take small steps to increase their FICO credit scores and substantially improve their home purchasing power in a "hot" real estate market.

The Drive to 850 also reviews some critical personal issues. Credit companies were fined $27 million in 2017, after they were caught "deceiving consumers" for selling products that misrepresent your true credit information. This misinformation is now everywhere. In addition, the Equifax breach exposed 143 million social security numbers to criminals. Many have warned consumers to "freeze" their credit. Find out why freezes (and credit monitoring) can be the wrong advice.

Salt Lake Board of Realtors- Education Center
Salt Lake Board of Realtors- Education Center
230 W. Towne Ridge Parkway Ste.100
Sandy, UT 84070

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Al Bingham
From his research starting in 2003, Al has been recognized nationwide for his valued insight into the FICO® credit score. He has also worked on programming in conjunction with the credit reporting system and has many personal insights to the system. From his research, he has published two editions of the book, The Road to 850, outlining the FICO® scoring system.
Al has had the opportunity to provide commentary in over 200 news stories throughout the country for many national media outlets including CNBC, US News and World Report, Fortune Magazine, KUTV along with a host of other national and regional media. He is a nationally recognized credit expert and has been the credit score analyst for several legal cases. He is the lead credit expert in the Wells Fargo unauthorized account class action suit (Jabbari v. Wells Fargo, San Francisco, CA).
Al has also worked on the SAFE Mortgage exam committee and the State of Utah’s financial literacy program – the only state to receive an A+ by the Center for Financial Literacy at Chaplain College.

This course is certified for 3 Elective CE hours. To receive credit, you cannot miss more than 18 minutes.

EDUCATION POLICY: The Salt Lake Board is a CE provider and must comply with strict regulations set forth and enforced by the Utah Division of Real Estate. Per Division rules, all licensees must be in attendance for at least 90% of a course (54 minutes out of 60). To receive CE Credit you may miss the following amount of time: 6 minutes of a 1-hour course, 12 minutes of a 2-hour course and 18 minutes of a 3-hour+ course. These time limits apply even in the event of heavy traffic, severe weather conditions and the like. We monitor attendance from check-in, through all class breaks, and up until check out. Licensees who miss more than 10% of any CE course OR who fail to check in and/or check out will not be eligible to receive CE credit. Course Cancellation requires 24 hours/1 full business day notice. Designation Courses require 48 hours/2 business days' notice. Class cancellations received after these deadlines will not be eligible for refunds or credits. Courses that do not exceed the cost of $25.00 will not be eligible for refunds. If a course cannot be attended and the Board is notified within the sufficient amount of time, the cost of the course may be used as credit towards another course offered at the Board. Courses that exceed $25.00 may be issued refunds, if cancellation is given within the sufficient time period. We regret to inform licensees who are not eligible for CE credit that they will not receive a refund nor will they be able to transfer their payment to another class because of the contract we have set up with our instructors. 
  
DISCLAIMER: The opinions and viewpoints expressed by the faculty presenters do not necessarily reflect those of the Salt Lake Board of Realtors®. All materials provided by faculty presenters were prepared and/or assembled by the faculty presenters who are solely responsible for their correctness and appropriateness.