27 Mar The All in One Loan- Declassified 3/27/2025 (1 CE- Josh Kramer) The All in One Loan- Declassified 3/27/2025 (1 CE- Josh Kramer) Thursday, March 27, 2025 (9:00 AM to 10:00 AM) 1 Education Credits Salt Lake Board of Realtors- Education Center, Sandy, Utah Details You're Registered! DescriptionLocationInstructorsCancellation Policy This course is certified for 1 Elective CE hour. To receive credit, you cannot miss more than 6 minutes. The All In One Loan is a uniquely alternative mortgage program that is specifically engineered to help homebuyers pay off their mortgage years, possibly decades earlier and save tens of thousands of dollars in interest payments. With a traditional mortgage, the homeowners money gets tied up in the mortgage payment and they cannot easily withdraw equity unless they refinance. The All In One Loan changes the way the mortgage works, giving the buyer access to home equity, and enabling them to invest elsewhere. It's safe, requires no change in budget and provides a level of flexibility and control that traditional mortgage products don't. Learn how the All In One Loan can help you earn new business and create new opportunities for existing clients. Salt Lake Board of Realtors- Education Center Salt Lake Board of Realtors- Education Center230 W. Towne Ridge Parkway Ste.100Sandy, UT 84070 Map & Directions Josh Kramer Josh Kramer is a mortgage loan officer & branch manager whose mortgage career began in 1997. Josh is a Utah DRE licensed CE instructor for realtors and conducts a Home Buyer seminar which is part of the SLC Library's system's "Financial Fitness" initiative. Josh currently serves on the Utah Mortgage Professionals Board of Directors where he is also the Education Chair and on multiple Salt Lake Board of Realtors committees. Josh is also recognized as an expert in the paranormal field where he developed and implemented the first canine training for dogs to assist in paranormal investigations which yielded astonishing results. Josh and his dog Captain were cast on the A&E series Haunted Encounters: Face to face where they investigated paranormal hotspots from coast to coast. Josh has spoken at multiple paranormal conferences across the U.S. and consulted on numerous media projects over the years. This course is certified for 1 Elective CE hour. To receive credit, you cannot miss more than 6 minutes.EDUCATION POLICY: The Salt Lake Board is a CE provider and must comply with strict regulations set forth and enforced by the Utah Division of Real Estate. Per Division rules, all licensees must be in attendance for at least 90% of a course (54 minutes out of 60). To receive CE Credit you may miss the following amount of time: 6 minutes of a 1-hour course, 12 minutes of a 2-hour course and 18 minutes of a 3-hour+ course. These time limits apply even in the event of heavy traffic, severe weather conditions and the like. We monitor attendance from check-in, through all class breaks, and up until check out. Licensees who miss more than 10% of any CE course OR who fail to check in and/or check out will not be eligible to receive CE credit. Course Cancellation requires 24 hours/1 full business day notice. Designation Courses require 48 hours/2 business days' notice. Class cancellations received after these deadlines will not be eligible for refunds or credits. Courses that do not exceed the cost of $25.00 will not be eligible for refunds. If a course cannot be attended and the Board is notified within the sufficient amount of time, the cost of the course may be used as credit towards another course offered at the Board. Courses that exceed $25.00 may be issued refunds, if cancellation is given within the sufficient time period. We regret to inform licensees who are not eligible for CE credit that they will not receive a refund nor will they be able to transfer their payment to another class because of the contract we have set up with our instructors.DISCLAIMER: The opinions and viewpoints expressed by the faculty presenters do not necessarily reflect those of the Salt Lake Board of Realtors®. All materials provided by faculty presenters were prepared and/or assembled by the faculty presenters who are solely responsible for their correctness and appropriateness.